House Works Program

  • In partnership with the Kentucky Housing Corporation, the City of Paducah is offering financial assistance to Fountain Avenue residents who make less than 60% of the Area Medium Income (AMI) through a program called "House Works". This program is designed to help homeowners in the Fountain Avenue Neighborhood to make certain repairs and/or upgrades to their homes.  Here are the income guidelines:

      

  • A single family household making less than $20,100 a year could qualify for a five year forgivable loan of up to $10,000 for eligible repairs.
  • A two person household making less than $22,950 a year could qualify for a five year forgivable loan of up to $10,000 for eligible repairs.
  • A three person household making less than $25,800 a year could qualify for a five year forgivable loan of up to $10,000 for eligible repairs.
  • A four person household making less than $28,650 a year could qualify for a five year forgivable loan of up to $10,000 for eligible repairs.
  • A five person household making less than $30,950 a year could qualify for a five year forgivable loan of up to $10,000 for eligible repairs.
  • A six person household making less than $33,250 a year could qualify for a five year forgivable loan of up to $10,000 for eligible repairs.
  • A seven person household making less than $35,550 a year could qualify for a five year forgivable loan of up to $10,000 for eligible repairs, and
  • An eight person household making less than $37,850 a year could qualify for a five year forgivable loan of up to $10,000 for eligible repairs.

Eligible activities for funding include:

  • PLUMBING – Funds may be used for modest but complete functioning plumbing facilities, including adapting existing plumbing facilities for use by person with disabilities.  Funds are limited to one full bath per household.  Eligible activities include: water wells, water pumps and public water supply hookups.  All plumbing installed or repaired under this program must be in compliance with the Kentucky Plumbing Code.  Inspections must be made by the appropriate authorities (authority) and the contractor must supply Recipient, KHC and the participant family with a copy of the plumbing permit and proof of final inspection.  For projects where the state plumbing code does not require a permit or inspection, KHC reserves the right to require an inspection.
  • WATER QUALITY – Funds may be provided to upgrade existing individual sewage treatment systems.  Funds may be used for Health Department-approved septic systems or Division of Water-approved individual sewage treatment systems, or hookups to Division of Water-approved community sewage treatment facility.  Permits and inspections are required.
  • ENERGY CONSERVATION/WEATHERIZATION, HEATING – Funds may be used to provide adequate insulation in ceilings, walls, floors (in order of priority); replacement of single-glazed windows with insulated glass windows; and replacement of up to two exterior doors (no greater than one-half glass).  French doors, sliding glass doors and patio doors are not permitted.  Funds may be used to provide new heating systems, including those fueled with gas, oil, propane, coal, wood or electricity.  For replacement of central systems, the participant family must provide documentation from a certified HVAC contractor that the existing heating system – after repair – would be inadequate to meet needs during winter months.  Any existing heating system less than five years old is not eligible for replacement.  Exceptions to this rule include:  conversion to a central heating system from a coal, oil, gas or wood-fired space heater (non-central system).
  • AIR CONDITIONING – KHC funds may not be utilized to provide window-type air conditioning units.  However, KHC funds may be utilized to provide central air conditioning serviced by a heat pump.  Exceptions would be made to provide reasonable accommodation for participant families who provide documentation by a licensed Kentucky physician or advanced registered nurse practitioner that the participant family has a medical condition that requires air conditioning.
  • ENERGY EFFICIENCY GUIDELINES – All newly-installed central systems must be energy efficient.  Heating systems must have an 85 percent or higher efficiency rating.  Heat pumps must have a “SEER” efficiency rating of 12 or higher.  Central systems of straight electric resistance heat, such as baseboard heaters or electric furnaces, must be avoided whenever possible.  All wood and coal space heater installations must feature a catalytic converter to reduce particulate matter.  The use of existing ductwork and flues must be inspected and certified as safe.

 

Incidental Improvements

 

  • BATHROOM ADDITIONS – In the event space is required to provide room for a bathroom and wash/dryer hookups, KHC funds may be utilized to build a modest addition to an existing structure.  Typical bathrooms may not exceed 40 square feet and utility rooms may not exceed 50 square feet.  Handicapped-accessible bathrooms may be up to 90 square feet.  All work performed on a newly-constructed addition must meet the requirements of the Kentucky Residential Code and any successor code in effect in the Commonwealth of Kentucky at the time the construction is performed.  A thermostat-controlled source of heat must be provided to the bathroom and utility room either via a central system or individual space heater.
  • ROOF REPAIRS – Roof systems that are 15 years old or older and severely dilapidated may be replaced with KHC funds.  Roofs in need of minor repairs may be patched and repaired as needed.  Soffits, facia, gutters and downspouts are not eligible for funding.
  • SIDING – Not eligible for KHC funding.
  • ELECTRICAL WIRING – Wiring incidental to any of the above-mentioned repairs is eligible including new main service.  All new wiring must be inspected by a Commonwealth of Kentucky-certified electrical inspector.  The contractor must furnish the owner, recipient and KHC a copy of the inspection reports regardless of the level of electrical wiring provided.

An application for the House Works program will need to be returned to:

Paducah Planning Department

Attn:  Charlie Doherty

300 South 5th Street

Paducah, KY  42003

The guidelines and application can be downloaded here